A clear, guided plan from your first check to your highest score — no jargon, no guesswork.
Securely link Equifax, Experian, and TransUnion, or upload your own PDF or scan. This is a soft check — it never affects your score.
Our machine learning model cross-checks each tradeline for inaccuracies, obsolete items, and duplicate reporting, then ranks findings by likely score impact and confidence.
Each finding is explained in plain language: what happened, why it matters, and what we recommend. Nothing moves forward without your say.
Dispute letters are drafted automatically and sequenced to avoid frivolous-dispute flags. You approve and e-sign before anything is mailed.
If a bureau verifies without proof, we escalate automatically with a follow-up round — you watch every step in Case Tracking.